Settlement Desk

The Settlement Desk covers the half of a withdrawal that no operator controls: what happens after a transaction is broadcast. Its remit is block intervals and finality, confirmation depth and why receiving services choose different thresholds, network fee markets, address and network mismatches, memo and destination-tag assets, and how to read a transaction on a block explorer well enough to say which side of the handover a payout is stuck on. The desk writes the explainer and verification guides on this site and supplies the chain-side rows in the operator reviews. What this desk does not do: it does not hold operator accounts, it does not broadcast transactions to produce example hashes, and it publishes no transaction hash, wallet address or on-chain volume figure as evidence of its own work. Protocol properties quoted here — block intervals, finality windows, fee mechanisms — come from the public documentation of the chains themselves and are checkable independently by anyone with an explorer and a browser. Operator-specific confirmation requirements are not published in a comparable form by most operators on this board, so the desk describes where to find the requirement rather than asserting a number. Anything that would require a funded account to establish is labelled as pending, not estimated.